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Using Credit Card Rewards To Travel?

We do the hard work to help you find the best credit cards, home loans and personal loans.

Partner Credit Cards

UOB CardsDBS CardsOCBC CardsCiti CardsMaybank CardsHSBC CardsAmerican Express CardsPosb CardsBoc CardsCimb CardsIcbc CardsStandard Chartered CardsFevo Cards

New & Refinance Home Loan Rates in Singapore

Best Fixed Rates
Standard Chartered1.45%>
Hong Leong Finance1.45%>
Best Floating Rates
Standard Chartered1.09%SIBOR>
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Rewards Credit Cards

    • BONUSNew to bank customers: Spend S$500 within first month of Card approval and receive S$80 CapitaVoucher. || Existing customers: Spend S$500 within first month of Card approval and receive S$40 CapitaVoucher. T&Cs apply. Valid 1 August - 30 September.
      • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend.
      • 1.5% Cashback on purchases of goods and services you make, anytime.
      • On top of the 1.5% Cashback, you can receive more savings with the True Cashback Deals!
    • BONUS10X Rewards^ (4 Miles) on online and retail purchases at Lazada, Qoo10, TANGS and more.
      • Earn 10X Rewards (10 points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites whose main business activity is shoes, bags, clothes.
      • Earn 1X Rewards for every $1 spent on all other spend.
      • Earn up to 10% Citi Rebate at over 300 locations, including Starbucks, Subway and Sheng Siong.
      • Save up to 14% on fuel at Esso and Shell.
    • BONUSPetrol: Up to 20.88% fuel savings at Esso & Shell, including 8% cash back at petrol stations worldwide.
      • Groceries: 8% cash back at supermarkets and groceries worldwide (honestbee and RedMart delivery counts too).
      • Dining: 8% cash back at restaurants, cafes, bars worldwide.
      • Petrol: up to 20.88% fuel savings at Esso & Shell, and 8% cash back at other petrol stations worldwide.
      • All Other Retail Spend: 0.25% cash back, no cap.

How We Rate Credit Cards

At BestCreditCards.sg we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The BestCreditCards.sg team rates each card based on its annual fee, rewards, benefits, bonus, interest per annum, privileges and flexibility (in how benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of BestCreditCards.sg. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Disclaimer: As there are different types of credit scores and issuers could use any of them, BestCreditCards.sg cannot ensure you will be approved for the offers based on your credit score.