Are you looking for ways to cut down on your grocery budget now that you have started to whip up your own meals instead of eating out all the time? While it is beneficial to your body that you opt for whole foods instead of processed foods and snacks, the occasional indulgence is still okay. Below are some hacks we at have gathered to help you save money on grocery shopping in Singapore. They are really easy to achieve.

3 Essential Hacks To Save Money On Grocery Shopping In Singapore

1. Do your grocery shopping online

Besides unparalleled convenience, there are good reasons why you should shop for groceries online. Regardless of whether you are in the market for organic produce, fresh foods, exotic ingredients or even gourmet produce, all of these are available online.

Not only does online grocery shopping help you save time, but also you get the advantage of comparing items and prices easily on the website of your favourite online grocer or even across different e-grocers. Additionally, you get to visually see how much your items will cost you in one glance after you've added them to your shopping cart. An amount that's on the high side could very well prompt you to review the items in your shopping cart and perhaps remove those that you do not really need but added into your cart just because.

2. Use a credit card that gives you grocery savings

This is a no brainer, really. Although there are a million and one credit cards on the market, not all of them will give you the same mileage when it comes to grocery shopping. For instance, some fuss-free cash back credit cards may be foolproof but they may not offer the highest amount of savings overall. The best credit cards for groceries in Singapore can give you cash rebates as high as 8% each time you stock up your refrigerator and pantry! Just make a mental note to check out their card reviews to see what these cards truly have to offer.

3. Avoid grocery shopping when you are hungry

This hack is so underrated; simple, logical yet underused. If you head to the supermarket when you are starving, chances are you will end up buying more things than originally intended. And that translates to higher grocery bills.

It is also not surprising that many of things you end up purchasing may be snacks and junk food that cost upward of $5 a pop. Let's face it, snacks like potato chips and chocolates aren't exactly the cheapest, and when we buy them, we buy a lot of them. Take a close look at the price tags the next time you head to the supermarket if you don't believe me.

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Citi Cash Back Card

Citi Cash Back Card

  • Petrol: Up to 20.88% fuel savings at Esso & Shell, including 8% cash back at petrol stations worldwide.
  • Dining: 8% cash back at restaurants, cafés, bars worldwide daily.
  • Groceries: 8% cash back at supermarkets worldwide
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)For Singaporeans and PRs, minimum annual income of $30,000, for foreigners $42,000.
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  • High cash back rates only if you accumulate a total retail spend of S$888 or more in a statement month.
  • Base cash back rate stands at 0.25%. Additional 7.75% cash back on Dining, Groceries & Petrol spend is capped at S$25 cash back per category per statement month.
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY NOWAt HSBC's secure website
  • New Cardholder can receive choice of Samsonite Prestige 69cm Spinner Exp with built-in scale worth $670 or $150 cash back, when you charge a minimum of $800 in Qualifying Transactions from Card Account Opening Date to the end of the following month. || Existing Cardholder will receive $30 cash back, when you charge a minimum of $800 in Qualifying Transactions from Card Account Opening Date to the end of the following month. Existing HSBC Credit Card must be issued more than 12 months earlier. Valid from 1 June to 31 August 2020.
  • Up to 5% cash rebates on groceries.
  • Up to 5% cash rebates on petrol.
APPLY NOWAt HSBC's secure website
2.50% p.a. for 6 months on balance transfers or 4.88% p.a. for 12 months on balance transfers both with a processing fee of $8825.9%$180 (First 2 years waiver)S$30,000 for Singaporeans and Permanent Residents. S$40,000 for self-employed and foreigners.