Is finding a rewards credit card In Singapore that lets you earn points or miles that never expire a dream come true? It's a bummer to lose all the rewards that you've spent so long accumulating just because you haven't gotten around to redeeming them and they end up expiring! Singaporeans love to shop and travel whenever their bank balances and time off from work commitments permit - and using a credit card that offers rewards on our purchases is the best way to get more for our money. Of course, not all cards are made equal.

If you're gunning for miles or reward points that'll never expire, this list of 4 credit cards that we at GET.com have for you here will definitely come in handy.

4 Credit Cards That Give You Miles Or Reward Points That Don't Expire

1. Citi PremierMiles Visa Card

Citi PremierMiles Visa Card is a wonderful card that lets you earn miles quicker than many other cards in the market. This card is great for people who travel often as miles earned can be used to offset their travel costs.

With no minimum spend required, you earn 2 Citi Miles for each $1 spent overseas and 1.2 Citi Miles for each $1 spent in Singapore. And upon renewal of your card, you get to earn an additional 10,000 Citi Miles as an added bonus. The best part is that you can accumulate your miles without them having an expiration date!

Save even more money by earning up to 10% rebate when you shop at any of their 300+ participating retailers.

Minimum income requirement: $30,000 per annum

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY NOWAt Citibank's secure website
  • Receive 40,000 Citi Miles when you opt to pay 1st year card annual fee & spend S$9,000 within 3 months from date of card approval (Valid till 31 Jan 2020).
  • Enjoy up to to additional 8% off Agoda hotel bookings to selected destinations per month, valid for bookings till 31 December 2019. Otherwise, earn up to 7 Citi Miles per S$1 spent, valid till 31 October 2019. Terms apply.
  • Earn 10 Citi Miles per S$1 spent on kaligo.com/bonus-miles. Valid till 31 December 2019.
  • 10% off hotel bookings on Expedia.com.sg/citibank. Valid till 31 December 2019.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)S$30,000 for Singaporean, Singapore PR; and S$42,000 for Foreigners

2. Citi Prestige Card

Citi Prestige Card is another lovely card to have if you're on the lookout for credit cards that give you rewards that you can accrue over time without worrying about having them vanish at the end of a certain time period.

This card lets you earn unlimited Citi Dollars when you charge your spending to the Citi Prestige Card - cardholders earn 5 Citi Dollars (or 2 Citi Miles) for every $1 spent overseas; 3.25 Citi Dollars (1.3 Citi Miles) for every $1 spent locally in Singapore.

Did I mention that you'll get to earn a whopping 62,500 Citi Dollars upon renewal of the card? That's equivalent to about 25,000 miles, in case you're wondering.

Besides flaunting perks like the above-mentioned, the prestigious Citi Prestige Card also offers cardholders (and one guest) unlimited, complimentary access to hundreds of VIP airport lounges around the world through Priority Pass.

Minimum income requirement: $120,000 per annum

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
Citi Prestige Card

Citi Prestige Card

APPLY NOWAt Citibank's secure website
  • Receive a Welcome Gift of 62,500 Citi Dollars (25,000 Miles) when you apply for a Citi Prestige Card and upon payment of the annual fee.
  • Unlimited Airport Lounge Access.
  • Global Concierge.
  • Earn 5 Citi Dollars (=2 Miles) for every S$1 spent overseas, and 3.25 Citi Dollars (=1.3 Miles) for every S$1 spent locally.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$535$120,000 p.a.
We least like
  • Basic Card annual fee: $535 (inclusive of GST).

3. DBS Altitude American Express® Card

The DBS Altitude American Express® Card is a card you can consider if you fancy the idea of spending more, earning more without having your points disappearing without a trace.

Cardholders earn 3 miles for every $1 spent on all online flight and hotel transactions (capped at $5000 per month) such as those from Agoda, Expedia, Airbnb, Singapore Airlines, SilkAir, Cathay Pacific, Qatar Airways, JetStar; 2 miles for every $1 spent overseas; and 1.2 miles for every $1 spent locally in Singapore.

Not sure if this might interest you, but you'll receive a cool complimentary 10,000 bonus miles simply for paying for the card renewal fee in the subsequent years after the first. Simple math will tell you that spending $192.60 overseas will earn you only 385.2 miles in comparison, so it's definitely more worth it to shell out some money for the annual fee if earning miles is one of your top priorities.

Minimum income requirement: $30,000 per annum

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
DBS Altitude American Express<sup>®</sup> Card

DBS Altitude American Express® Card

  • Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year. Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60 (including GST) to renew your membership.
  • S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month).
  • S$1 = 2 miles on overseas spend (in foreign currency).
  • S$1 = 1.2 miles on local spend What’s more, your miles never expire!
0% for balance transfers for up to 12 months.25.90% p.a.$192.60 (waived 1 year)$30,000

4. The American Express Platinum Credit Card

If you're a hardcore foodie, The American Express® Platinum Credit Card might just become your wallet's new BFF. This mega cool card allows you to earn points that don't expire while letting you feast on a whole host of dining deals going for up to a sweet 50% discount with American Express's Love Dining @ Restaurants and the complimentary The Far Card Classic Membership (worth $425) altogether.

The latter entitles you to more savings for unlimited visits at your choice of restaurants at Swissôtel The Stamford Singapore, Fairmont Singapore and Swissôtel Merchant Court.

With additional perks thrown in such as golfing privileges, travel privileges, and free bespoke drinks at many of Singapore's hippest bars. I can totally imagine savvy drinkers who hold The American Express® Platinum Credit Card card flocking to cool bars like Ah Sam Cold Drink Store, The Mad Men Attic Bar, Horse's Mouth Bar and more at the end of a long week at work.

The American Express® Platinum Credit Card is compatible should you be looking to pay for your purchases using Apple Pay through your digitized credit card on your iPhone.

As of now, Apple Pay works with American Express cards, though major debit and credit cards from top banks are slated to come onboard soon.

Minimum income requirement: $50,000 per annum

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
The American Express<sup>®</sup> Platinum Credit Card

The American Express® Platinum Credit Card

  • Receive 1 Night Stay at Swissôtel The Stamford Singapore worth S$529 upon Card approval. Receive a Samsonite Sigma 76cm Expandable Spinner worth S$600 when you spend S$4,500 within the first 3 months of Card approval.
  • Love Dining @ Hotels offers you Savings of up to 50%* on food bills for unlimited visits at selected 5 star hotels around Singapore.
  • As part of the Love Dining @ Hotels programme, receive a complimentary The Far Card Classic Membership worth S$425 (inclusive of GST), which offers accommodation experiences as well as year-round savings of up to 50% on dining. The Far Card Classic Membership entitles you to special savings for unlimited visits at your choice of restaurants at Fairmont Singapore, Swissotel The Stamford Singapore and Swissotel Merchant Court.
  • S$20 CapitaVouchers for each approved supplementary, capped at S$40 CapitaVouchers per Card Member.
24.99% p.a.S$321S$50,000 p.a. (S$60,000 p.a. for expatriates)

Can't Get Enough Of Travelling?

I don't know about you but if I could, I'd be going round the globe exploring possibly any nook and cranny in the world. For those looking to travel in style, here are the 5 best credit cards that give you free VIP airport lounge access.

Nobody says you can't be budget-conscious when you're jet setting away to other wonderful destinations our world has to offer.

Here are 11 tips and tricks to getting cheap flights in Singapore and the 2 best credit cards for budget travellers in Singapore. Also, check out these 4 sneaky budget airline fees all savvy Singaporeans should avoid.

For those who are big on cashback, consider these 2 best credit cards for travellers who love cashback. If you travel frequently, here's our picks for the 2 best credit cards for frequent travellers in Singapore.

Use a credit card site like GET.com to get expert tips and reviews on how you can GET more for your money.