Cutting the amount of money you are spending on petrol every month is actually achievable in Singapore where everything seems to be so expensive. With some tact and determination, one can look forward to saving money on fuel each time they tank up. Want to learn how we at GET.com do it? Below are some goof proof ways you can save money on fuel. Tip #2 is highly underrated in our opinion.

4 Foolproof Ways To Save Money On Fuel

1. Walk or cycle whenever possible

You don't even need to own a bicycle if you want to ride a bike these days. With bike-sharing platforms like Ofo, Mobike, and Obike in Singapore, cycling to where you need to be or cycling for leisure is easier than ever. These options are much more cost-effective and convenient than renting a bicycle at a traditional bike rental shop.

Even those who drive can cycle for a change if the place you want to head to isn't that far away; you get to save on fuel and work up a sweat at the same time, a win-win situation really. Walking is your next best option for the only thing it will cost you is some time.

2. Keep your vehicle as light as possible

It is important you don't treat your car boot as an extension of your storeroom. When you weigh your car down with too many things, it just gets heavier and consumes more fuel than when your vehicle is rid of clutter and unnecessary items. Save your wallet and do yourself (and the environment) a favour by removing unnecessary things from your car, pronto!

3. Become a member of petrol station loyalty programmes

Nobody says you should or ought to only stick to one petrol station loyalty programme. As a matter of fact, if you are not particular about which oil company brand you tank up at, I'd say sign up for all. This way, you will enjoy discounts on fuel purchases no matter where you refuel in Singapore. Besides discounts, you can earn rewards points that translate into free fuel, gifts, convenience store items and more.

Here are the various programmes offered by the oil company brands in Singapore:

  • Shell: Shell Escape programme
  • Caltex: Plus! programme
  • Esso: Smiles driver rewards programme
  • SPC: SPC&U programme

4. Pay for fuel using the right credit card

While you might have missed out on saving money on fuel all those years you have been driving, it definitely isn't too late to start. Maximise your fuel savings by pairing discounts offered by petrol company loyalty programmes with a petrol credit card.

Why should you even bother? Well, the savvy ones among us get to save as much as over 20% on their fuel purchases each time they fill up at petrol kiosks. If that isn't enough to convince you, I don't know what will.

Here, you'll find some of our top credit card picks that give you fantastic savings on fuel purchases:

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY NOWAt HSBC's secure website
  • New Cardholder can receive choice of Samsonite T5 Spinner with built-in scale worth $560 or $150 cash back, when you charge a minimum of $800 in Qualifying Transactions from Card Account Opening Date to the end of the following month. || Existing Cardholder will receive $30 cash back, when you charge a minimum of $800 in Qualifying Transactions from Card Account Opening Date to the end of the following month. Existing HSBC Credit Card must be issued more than 12 months earlier. || Exclusive Gift for Online Credit Card Application with MyInfo via Singpass: S$20 worth of Grab rides (valid for applications between 1 May and 31 May 2019, both dates inclusive and the application must be approved and issued by HSBC by 15 June 2019).
  • Up to 5% cash rebates on groceries.
  • Up to 5% cash rebates on petrol.
APPLY NOWAt HSBC's secure website
2.50% p.a. for 6 months on balance transfers or 4.88% p.a. for 12 months on balance transfers both with a processing fee of $8825.9%$180 (First 2 years waiver)S$30,000 for Singaporeans and Permanent Residents. S$40,000 for self-employed and foreigners.
Citi Cash Back Card

Citi Cash Back Card

APPLY NOWAt Citibank's secure website
  • Welcome gift: $120 cash back when you spend S$1,200 in the first 3 months.
  • Petrol: Up to 20.88% fuel savings at Esso & Shell, including 8% cash back at petrol stations worldwide.
  • Dining: 8% cash back at restaurants, cafés, bars worldwide daily.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)For Singaporeans and PRs, minimum annual income of $30,000, for foreigners $42,000.
We least like
  • High cash back rates only if you accumulate a total retail spend of S$888 or more in a statement month.
  • Base cash back rate stands at 0.25%. Additional 7.75% cash back on Dining, Grab, Groceries & Petrol spend is capped at S$25 cash back per category per statement month.
Maybank Family & Friends Card

Maybank Family & Friends Card

APPLY NOWAt Maybank's secure website
  • New Cardholders automatically receive a $100 cash credit upon signing up for the card.
  • Earn 8% cash rebates on groceries, transport and selected merchants with min. S$1,000 spend per calendar month.
  • Otherwise, earn 5% cash rebates at the same merchants with min. S$500 spend per calendar month.
APPLY NOWAt Maybank's secure website
24% p.a.S$180S$30,000 for Singapore Citizen or Singapore Permanent Resident
We least like
  • 24% interest per annum for purchases.
Maybank World MasterCard

Maybank World MasterCard

APPLY NOWAt Maybank's secure website
  • New Cardholders automatically receive a $100 cash credit upon signing up for the card.
  • 10X TREATS Points at selected retail, dining establishments and all petrol stations islandwide.
  • TREATS Points never expire.
APPLY NOWAt Maybank's secure website
24% p.a.S$240S$80,000 per annum
We least like
  • 24% interest per annum for purchases.
OCBC 365 Credit Card

OCBC 365 Credit Card

  • Up to 23% fuel savings at Caltex petrol stations.
  • 6% cashback on weekend dining locally.
  • 3% cashback on dining worldwide, online spending, groceries & recurring telco bills.
Transfer your outstanding balances on any other bank's credit card or credit line to OCBC at 0% nominal interest rate for 3/6/12 months with upfront processing fee starting at 1.80%26.88% per annum$192.60 a year (First 2 years free)S$30,000 and above for Singaporeans and Singapore PRs, S$45,000 and above for foreigners
We least like
  • Minimum of $600 in transactions in a calendar month to earn extra cash back.
  • If you spend less than S$600, a flat 0.3% cashback is awarded.
  • Cashback amount is capped at S$80 per calendar month.