Traveling and sticking to a budget don't usually go hand-in-hand. Even if you think you have all of your spending worked out, everything from your flight to your hotel stays and meals often end up costing more than what you budgeted.

But there are many ways to save money and to know exactly how much you will be spending.

First of all, it helps to use a discount travel agency or website to book your travel. You should also consider flying with a budget airline.

Sure, the food and seats may not be as luxurious, but you can save a lot of money and still get where you want to go.

Many credit cards give you special discounts or let you earn rewards when you use them to pay for your travel.

Here's's pick of the 2 best credit cards for budget-conscious travellers in Singapore:

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
CIMB Platinum MasterCard

CIMB Platinum MasterCard

  • 10% cash rebate on travel, and health, beauty and wellness on your CIMB Platinum MasterCard.
  • Unlimited 0.2% cash rebate on all other spend.
  • 0% admin fee^ on foreign currency transactions.
25.5% annual feeSingaporean and Singapore PR: S$30,000
We least like
  • 10% cash rebate is capped at $60 cash back per month.
  • To qualify for 10% cash rebate, a minimum spend of $500 with at least 8 transactions of $30 or more each statement month is required.
Maybank Horizon Visa Signature Card 

Maybank Horizon Visa Signature Card 

  • New Cardholders automatically receive a $100 cash credit upon signing up for the card.
  • Earn 3.2 air miles (8X TREATS Points) with every S$1 spent on dining, petrol, taxi rides and hotel bookings at
  • Earn 2 air miles (5X TREATS Points) with every S$1 spent on air tickets, travel packages and foreign currency transactions.
24% p.a.$180 p.a. (automatically waived with a total minimum spend of S$18,000 per annum.)S$30,000 for Singapore Citizen, Singapore Permanent Resident; S$45,000 for Malaysian Citizen in employment for at least 1 year; S$60,000 for Foreigner in employment for at least 1 year
We least like
  • 8X and 5X TREATS Points apply when you spend a minimum of S$300 in a calendar month on your Maybank Horizon Visa Signature Card.

To save even more on your budget flight, take a look at our list of the 4 sneaky budget airline fees you should avoid.