HighlightsCredit Card Feature
Things We LikeEarn 1 OCBC$ with every dollar charged to your card
Our Least FavouriteAnnual fee kicks in after the first two years
Our VerdictGreat card with lots of perks for families

OCBC Platinum Credit Card is a rewards card that is geared towards families as it offers special deals and perks on activities, shopping and recreation. The OCBC$ rewards programme allows cardholders to earn 1 OCBC$ rewards point for every dollar spent on this card. Another advantage is that these points do not expire for 5 years, and therefore will give cardholders enough time to accumulate points to redeem for rewards that matter. Additional benefits of the card include discounts and offers spanning a wide range of categories from travel to childcare.


Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
OCBC Platinum Credit Card

OCBC Platinum Credit Card

  • Exciting Platinum Card promotions ranging from travel deals, discounted family fun activities, to dining deals for every occasion
  • Health and wellness benefits
  • Accumulate OCBC$ to redeem rewards
Until 31 August 2018, the interest rate is 25.92% p.a. This will be compounded if the monthly interest charges are not repaid in full. From 1 September 2018, the interest rate will be revised to 26.88% p.a.S$160.50 (No annual fees for the first 2 years)S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners
We least like
  • Effective interest rate is 25.92% per annum.

Things We Like About OCBC Platinum Credit Card

Introductory annual fee waived for the first two years. Take advantage of having no principal or supplementary cardholder fees for the first two years! After that, the principal cardholder annual fee is $160.50, and the supplementary cardholder annual fee is $80.25.

OCBC$ rewards programme. Earn 1 OCBC$ for every dollar you charge to your card. These can be redeemed for vouchers at a number of stores and malls such as Robinsons, TANGS and Orchard Central.

Discounts on family activities. Make the most of the free time you have with your family with the family activities and entertainment discounts! For example, you get to enjoy special discounted rates at Pororo Park Singapore, MasterCard privileges at Adventure Cove Waterpark and S.E.A. Aquarium, movie ticket discounts at Cathay Cineplexes and Shaw Theatres and more. Terms and conditions apply in each case.

Dining privileges islandwide. Take advantage of some amazing offers at dining outlets across Singapore! You will enjoy discounts and deals at Marche Restaurant, Beauty in The Pot, Canton Paradise, Earle Swensen's, Fairmont Singapore, Han's, Hello Kitty Orchid Garden and many more venues. Terms and conditions apply in each case.

Health and wellness privileges. Pamper yourself with the wonderful selection of health and wellness offers available to OCBC Platinum Credit Card holders. Enjoy complimentary Yoga session and discounts on beauty products online and more.

Advantages with the Mighty Savers children's banking programme. Mighty Savers is bank account for children under 16 years old which encourages them to develop good saving habits from a young age. OCBC Platinum Credit Card holders can enjoy the privilege of being able to open a Mighty Savers account with only a $800 initial deposit as opposed to the usual $1000 deposit required. Terms and conditions apply.

Our Least Favourite Things About OCBC Platinum Credit Card

Annual fee. The annual fee for this card is waived the first two years of card membership (which is a very long time). However, after those first two years the principal cardholder will pay an annual fee of $160.50. A supplementary card has a fee of $80.25 per annum.

Interest on purchases. You will pay an interest rate of 25.92% interest per annum if you don't pay your balance in full by the payment due date.

OCBC Platinum Credit Card provides a solid set of advantages for a rewards card. Created for families, the card offers great perks for parents as well as discounts on activities for the whole family. Further discounts on dining, petrol and shopping are also very beneficial and sure to make a positive impact on the family budget.

Some of the biggest advantages of the OCBC$ rewards system include a 5-year validity period for your rewards points and no minimum spend required - all spending on the card being rewarded. With standard eligibility requirements and a decent amount of rewards on offer, I would say that this is a useful credit card for families that want to save on everyday purchases and exciting experiences.