HighlightsCredit Card Feature
Things We LikeEarn 10 OCBC$ when you shop in select categories
Our Least FavouriteThe annual fee is waived for the first two years only
Our VerdictYou also get e-Commerce Protection on your online purchases

The OCBC Titanium Rewards Card is a great rewards credit card with an extensive OCBC$ rewards programme with which cardholders earn rewards points which can be redeemed for cash, vouchers or gifts, they can also convert them into air miles on the Singapore Airlines frequent flyer programme KrisFlyer.

If you're looking for a rewards credit card but aren't sure if OCBC Titanium Rewards Card is the right choice for you then read on. Here I will review the card in detail, taking into account all of its pros and cons.

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
OCBC Titanium Rewards Card

OCBC Titanium Rewards Card

  • 10X OCBC$ in specific online and offline categories locally and overseas such as clothes, shoes and bags; department stores; electronics and gadgets; babies' and children's wear.
25.92% p.a.S$192.60 (No annual fees for first 2 years)S$30,000 per annum and above (Singaporeans and Singapore PR); S$45,000 per annum and above (foreigners)
We least like
  • Effective interest rate is 25.92% per annum.

Things We Like About OCBC Titanium Rewards Card

No annual fee for the first two years. The principal card has a $192.60 annual fee, waived for the first 2 years. The annual fee of $96.30 for supplementary cards will also be waived for the first two years.

Earn 10 OCBC$ when you shop in these categories: Babies and children's wear; Clothes, bags and shoes; Department stores; Electronics and gadgets; and both online and offline purchases. OCBC$ can then be redeemed for vouchers and discounts at travel, dining and shopping merchants.

Get e-Commerce Protection on your online purchases. So if any of the goods you ordered online aren't delivered or only partially delivered within 30 days of their scheduled delivery or if the goods have been damaged while being delivered you can file a claim to get your money back (maximum annual claim of US$200).

Our Least Favourite Things About OCBC Titanium Rewards Card

Annual fee. After the first 2 years of paying no annual fees at all, the annual fee will be $192.60 for the principal card. If you get a supplementary card it will come with an annual fee of $96.30.

Interest on purchases. If you do not pay your full balance off by the due date you will have to pay an interest rate of 25.92% interest per annum.

If you love to shop the OCBC Titanium Rewards Card is a good rewards credit card that gives you more rewards points in more places. The Online Price Guarantee and e-Commerce Protection you get with this card ensures that you get the best online shopping experience.