DBS Credit Cards

DBS Bank was established in 1968 and operates from more than 100 branches island-wide. Since it merged with POSBank in 1998, DBS card holders can make use of POSBank ATMs to obtain cash advances and access their account. As well as credit and debit cards, it also offers personal loans and DBS home loans.

BestCreditCards.sg's best DBS cards

Best For	Credit Card
Rewards	DBS Woman's World Card
Travel	DBS Altitude Visa Signature Card
Petrol	DBS Esso Card

DBS credit cards offer a wide variety of rewards and benefits, especially if you like to eat out.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Live Fresh Card Our Rating:	Our Rating: From 1 December 2017, your online shopping and Visa payWave spend through your Card, Apple Pay, Samsung Pay or Android Pay earns you 5% cashback^ To qualify, simply spend a minimum of S$600 in a calendar month to receive up to S$60 cashback Earn 0.3% cashback^ on all other spend charged to your Card with no cap on the cashback received Your card is automatically enrolled for EZ-Reload. Be rewarded for every EZ-Reload auto top-up you make. Simply activate the EZ-Reload facility and use it as your EZ-Link card! Look out for special deals exclusively for DBS Live Fresh Cardmembers.		25.90% p.a.	S$128.40 annual fee (1 year annual fee waiver)	S$30,000 and above per annum (Singaporean) S$45,000 and above per annum (Foreigner)		Related Links View more details of DBS Live Fresh Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Woman's World Card Our Rating:	Our Rating: 10X DBS Points (or 20 miles) per S$5 spent online. Shop anywhere online and earn 10X Rewards (10 DBS Points or 20 miles for every S$5 spend). Earn 3X DBS Points (or 6 miles) for every S$5 spent overseas Earn 1X DBS Point (for every S$5 spend) on all other purchases Easy and affordable way to split your shopping bills Complimentary access for you and a friend to True Fitness and True Yoga	Enjoy flexible payments over 12 months at 0% interest	25.90% p.a.	S$192.60 (1 year annual fee waiver)	S$80,000		Related Links Read our review of DBS Woman's World Card or view more details of DBS Woman's World Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Black Visa Card Our Rating:	Our Rating: 3X DBS Points (or 6 miles for every S$5 spend) for all local Visa payWave purchases. 3X DBS Points (or 6 miles for every S$5 spend) for all local Visa payWave purchases. Tap and pay using your Card, Apple Pay, Samsung Pay or Android Pay. 1X DBS Point for ever S$5 spent on all other purchases With the DBS Black Visa Card, you will enjoy exclusive Visa Platinum privileges, including round-the-clock access to the Visa Platinum Concierge and superior selection of year-round offers from prestigious hotels, golf clubs and retail stores.		25.90% p.a.	$192.60 with 1 year fee waiver	S$30,000 (Singaporeans or PRs) or S$45,000 (Foreigners)		Related Links Read our review of DBS Black Visa Card or view more details of DBS Black Visa Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Woman's Card Our Rating:	Our Rating: 5X DBS Points (or 10 miles) per S$5 spent. Earn 5X DBS Points (or 10 miles) for every S$5 spent on online purchases. Earn 1X DBS Point (for every S$5 spend) on all other purchases Enjoy complimentary access to selected True Fitness and True Yoga centres islandwide. From the hottest designer labels to the latest cafes on the block, you’ll find what you need and more on the DBS Lifestyle app. Redeem Rewards on the go.		25.90% p.a.	S$160.50 (1 year annual fee waiver)	S$30,000 and above per annum (Singaporean or PR), S$45,000 and above per annum (Foreigner)		Related Links Read our review of DBS Woman's Card or view more details of DBS Woman's Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Altitude Visa Signature Card Our Rating:	Our Rating: S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month). S$1 = 2 miles on overseas spend (in foreign currency). S$1 = 1.2 miles on local spend What’s more, your miles never expire! S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month), such as: singaporeair.com, agoda.com, cathaypacific.com, expedia.com.sg, qatarairways.com, airbnb.com.sg and more! S$1 = 10 miles on hotel transactions at Kaligo. Cardmembers will be eligible to receive up to 10 miles for every S$1 (capped at S$5,000 per month) on hotel bookings made via kaligo.com/altitude. Valid till 31 December 2019. Exclusive to DBS Altitude Visa Signature Card: Enjoy 2 Complimentary Global Airport Lounge Access visits within each 12-month period of Priority Pass™ Membership DBS Altitude Butler Service provides assistance to plan your vacation, organise dining reservations, arrange airport transfer and more Call 1800 732 1000 anytime, from anywhere in the world Get up to $1 million travel accident insurance coverage for you and your family members when you charge the full travel fare to your DBS Altitude Card Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60 (including GST) to renew your membership		25.90% p.a.	$192.60 (waived 1 year)	$30,000 per annum ((Singaporean and PR); S$45,000 and above per annum (Foreigner)		Related Links Read our review of DBS Altitude Visa Signature Card or view more details of DBS Altitude Visa Signature Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Altitude American Express® Card Our Rating:	Our Rating: Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year. Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60 (including GST) to renew your membership. S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month). S$1 = 2 miles on overseas spend (in foreign currency). S$1 = 1.2 miles on local spend What’s more, your miles never expire! Get up to $1 million travel accident insurance coverage for you and your family members when you charge the full travel fare to your DBS Altitude Card S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month), such as: singaporeair.com, agoda.com, cathaypacific.com, expedia.com.sg, qatarairways.com, airbnb.com.sg and more! S$1 = 10 miles on hotel transactions at Kaligo. Cardmembers will be eligible to receive up to 10 miles for every S$1 (capped at S$5,000 per month) on hotel bookings made via kaligo.com/altitude. Valid till 31 December 2019. 24-hour DBS Altitude Butler Service, anywhere in the world Jet off to specially curated Altitude Travel Destinations What’s more, enjoy other exclusive hotel and travel privileges with your DBS Altitude Card!	0% for balance transfers for up to 12 months.	25.90% p.a.	$192.60 (waived 1 year)	$30,000		Related Links Read our review of DBS Altitude American Express® Card or view more details of DBS Altitude American Express® Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Black American Express® Card Our Rating:	Our Rating: 12 month 0% interest instalment plan. 1X DBS Point (or 2 miles for every $5 spend) on all purchases. 1X DBS Point (or 2 miles for every S$5 spend) on all purchases. Year-round offers and savings from hotels, branded labels and restaurants at key destinations around the world and right here at home.		25.90% p.a.	S$192.60 annual fee (1 year annual fee waiver)	S$30,000 (Singaporeans or PRs) or S$45,000 (Foreigners)		Related Links Read our review of DBS Black American Express® Card or view more details of DBS Black American Express® Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Treasures Black Elite American Express® Card Our Rating:	Our Rating: 3.2 miles per S$1 spend at selected luxury boutiques. 2.4 miles per S$1 spend for all overseas spend 1.2 miles per S$1 spend on all local spend Redeem your DBS points for air miles, shopping and dining vouchers. Provides up to S$1million travel accident insurance coverage for you and your family members. Extremely affordable insurance coverage that helps ease the financial burden of paying off your debt, should anything unforeseen happen. Coverage is just S$0.58 per S$100 of your outstanding balance. Enjoy a wonderful selection of offers worldwide in travel, dining and shopping through American Express Selects® global privileges. Redeem a private limousine transfer. (A private ride in Singapore from 2,500 DBS Points) Dine to your hearts content with the best of both worlds, at over 1,000 outlets with DBS Indulge and the American Express Selects™ programme.			$535 (waived for DBS Treasures customers)	Available to all DBS Treasures Clients	We least like For DBS Treasures customers only.	Related Links View more details of DBS Treasures Black Elite American Express® Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Insignia Visa Infinite Card Our Rating:	Our Rating: 100,000 welcome air miles for new cardmemberss. Cardholders enjoy a complimentary two night luxury stay at the region’s top hotels. Complimentary access to any of the 1000 airport lounges worldwide. Cardholders are accorded dining membership at “Club at the Hyatt”, as well as access to Damai Spa. S$1 million credit to your name Product benefits of DBS Insignia Visa Infinite Card Earn 2 miles for every SGD$1 spent overseas and 1.6 miles for every SGD$1 spent locally Fast tracked immigration with complimentary SpeedPasses within Asia Cardholders are accorded access to ONE°15 Marina Club with luxury private yacht charter Cardholders are accorded Priority PassTM membership and Airport SpeedPasses Contactless payment feature with Visa payWave		25.90% per annum	$3,000	By invitation only (minimum $500,000 or $3 million assets under management)	We least like By invitation only.	Related Links View more details of DBS Insignia Visa Infinite Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Esso Card Our Rating:	Our Rating: 17% Instant fuel savings+ at Esso service stations islandwide:. Get up to 21.1% fuel savings Auto-enrolment into the Esso Smiles Driver Rewards programme Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or up to S$30 instant fuel redemption with 750 Smiles Points earned. Up to 50% off with dining deals at over 1,000 outlets islandwide.	Interest Savings – enjoy 0%* interest rate for up to 12 months.	25.90% p.a.	S$192.60 (waived 1 year)	S$30,000 (Singaporean and PR), S$45,000 (Foreigner)		Related Links View more details of DBS Esso Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Takashimaya American Express® Card Our Rating:	Our Rating: Enjoy 6% voucher rebates Earn 2 Takashimaya Bonus Points* with every S$10 spent at Takashimaya Department Store. Redeem S$30 worth of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points . Additional 10% savings during selected sale events at Takashimaya Department Store Receive S$6 top-up to your CashCard when you charge a min of S$250 to your DBS Takashimaya Card at Takashimaya Department Store. Every S$5 charged anywhere gives you 1 DBS Point. Accumulate and exchange your DBS Points for more Takashimaya Gift Vouchers to shop for free! Shop at Takashimaya in Japan with your DBS Takashimaya American Express® Card and enjoy 5% discount+. Enjoy more shopping, dining and travel privileges from American Express SELECTS®. Visit their website to find out more.			S$192.60 (1 year annual fee waiver and automatic waiver for the next year when you charge S$6,000 to this card)	S$30,000 and above per annum (Singaporean or PR), S$45,000 and above per annum (Foreigner)		Related Links View more details of DBS Takashimaya American Express® Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Takashimaya Visa Card Our Rating:	Our Rating: Enjoy 5% voucher rebates Earn 2 Takashimaya Bonus Points* with every S$12 charged at Takashimaya Department Store. Redeem S$30 worth of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points. Additional 10% savings during selected sale events at Takashimaya Department Store Receive S$6 top-up to your CashCard when you charge a min of S$250 to your DBS Takashimaya Card at Takashimaya Department Store. Every S$5 charged anywhere gives you 1 DBS Point. Accumulate and exchange your DBS Points for more Takashimaya Gift Vouchers to shop for free! Enjoy 5% discount+ when you shop at Takashimaya in Japan Indulge in over 1,000 shopping and dining deals islandwide. DBS Takashimaya Visa Cards now comes with Visa payWave feature. Simply wave to make payment – no signature required. Enjoy complimentary delivery service when you meet the following spend amount: During Takashimaya 10% Promotion Day: S$200; All other days: S$100			S$192.60 (1 year fee waiver)	S$30,000 and above per annum (Singaporean or PR), S$45,000 and above per annum (Foreigner)		Related Links View more details of DBS Takashimaya Visa Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Corporate Charge Card Our Rating:	Our Rating: Enjoy up to 50% with our Commercial Card business privileges for Travel, Petrol and Business benefits. No annual fee. With up to 50% off at over 1,000 outlets islandwide, enjoy a hearty selection of dining deals wherever you go. Improve your operational efficiency by consolidating payments to multiple vendors Monitor and analyse all card expenditure with our 24/7 online reporting tool Consolidate multiple expenses to the DBS Corporate Charge Card, and make just one monthly payment Control which personnel can request limit adjustments and/or new cards Complimentary Travel Accident Insurance up to SGD1 million per cardholder when the full air fare is charged to the card Complimentary annual coverage of employee misuse of up to USD 25,000 per cardholder and USD 1.65 million per company per year if your company has two or more DBS Purchasing Cards Enjoy up to 50% with our Commercial Card business privileges for Travel, Petrol and Business benefits. With up to 50% off at over 1,000 outlets islandwide, enjoy a hearty selection of dining deals wherever you go.			No annual fee			Related Links View more details of DBS Corporate Charge Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS Live Fresh Visa Student Card Our Rating:	Our Rating: 3X DBS Points on your online shopping and Visa payWave purchases. 5-year annual fee waiver. Only for tertiary students, no minimum income required. 5-year annual fee waiver Get 3X DBS Points* on all online purchases & Visa payWave purchases Your card is automatically enrolled for EZ-Reload^. No signature required with Visa payWave feature; simply wave and pay at over 12,000 shops and restaurants in Singapore. Get more each time you charge a local Visa payWave transaction on your DBS Live Fresh Card! Earn 1 DBS Point for every S$5 you charge to your card. Exchange these points for DBS Rewards ranging from shopping and dining, to travel and entertainment privileges. Enjoy great dining, shopping, online and travel privileges with the DBS Lifestyle app		25.90% p.a.	$128.40 Annual Fee (Waived 5 Years)	No minimum income required	We least like S$500 credit limit. Only for students between 18 – 27 years old (inclusive of both). Only a Singapore Citizen/Permanent Resident is eligible for the card. You must be an eligible Undergraduate student from NUS, NTU, SMU, SUTD, SUSS, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic or Republic Polytechnic.	Related Links View more details of DBS Live Fresh Visa Student Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS NUS Alumni Card Our Rating:	Our Rating: Indulge in entertainment, dining, shopping and wellness privileges on campus and islandwide. With every transaction made on this card, we'll make a contribution to support NUS students in bursaries and awards Earn 1 DBS Rewards Point for every S$5 you charge to your card Exchange these points for any of the other tempting perks in our DBS Rewards catalogue		25.90% p.a.	S$128.40 (waived 2 years)	S$30,000 and above per annum (Singaporean and PR), S$45,000 and above per annum (Foreigner)		Related Links View more details of DBS NUS Alumni Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
SAFRA DBS MasterCard® Card Our Rating:	Our Rating: Simply spend a min. of S$500 in a calendar month to qualify the following. 3% cash rebate* on your local MasterCard® contactless transactions. 3% cash rebate* on online transactions. And 0.3% cash rebate* on all other retail transactions. Exclusive access to 6 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 6 SAFRA Clubhouses. Earn 0.3% cash rebate on all other retail transactions when you spend at least S$500 in a calendar month Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit cash rebates. Simply tap and pay for your purchases of S$100 and below, at over 30,000 merchant outlets. No signature required! Tap and Ride with NETS FlashPay: Simply top up your Card, and pay for your rides on the MRT/LRT, public buses, Comfort and CityCab taxis. You can also use it to pay for your ERP gantry and carpark charges, as well as for your retail purchases! Exclusive benefits at over 3,000 merchant outlets: combining both DBS and SAFRA privileges gives you a huge range of discounts and perks at over 3,000 merchant outlets enjoy greater savings, simply consolidate your monthly purchases on your SAFRA DBS Credit Card! Your cash rebate will be issued in the form of SAFRA$. SAFRA$1 is equivalent to S$1.		24.90% p.a.	No annual fee, so long as you remain a SAFRA member. SAFRA membership fee applies.	S$30,000 p.a. (Singaporeans and PRs)	We least like Cash rebates capped at SAFRA$50 per Card account per calendar month.	Related Links View more details of SAFRA DBS MasterCard® Card. See more DBS credit cards.

Credit Card	Features	Intro Interest p.a.	Standard Interest p.a.	Annual Fee	Minimum Income	We least like	Related links
DBS NUSS Card Our Rating:	Our Rating: Earn 1X DBS Rewards Point for every S$5 spend. Earn 2X DBS Rewards Points for every S$5 spend at any of the NUSS F&B outlets. Exchange these points for any of the other tempting perks in our DBS Rewards catalogue. Auto-charge NUSS bills to your Card while staying connected to the country’s foremost graduate society Complimentary annual fee waiver as long as you’re a NUSS Member With up to 50% off at over 1,000 outlets islandwide, enjoy a hearty selection of dining deals wherever you go		25.90% p.a.	S$192.60 (No annual fee for NUSS members)	S$30,000 and above per annum (Singaporean) S$45,000 and above per annum (Foreigner)		Related Links View more details of DBS NUSS Card. See more DBS credit cards.