Apply Online For RHB Bank Home Loan Rates

About RHB Bank Home Loans

RHB set foot on Singapore in 1961 and has since gone through a string of corporate mergers and restructuring before becoming what it is today.

First established as UMBA, the bank adopted strategic expansions and evolved throughout the years, becoming RHB Bank Berhad Singapore (RHBS) in 1999.

Today, RHB Bank is a fully licensed bank with more than 50 years of banking experience. The bank currently has a fleet of seven branches and many Bureau de Change counters at Singapore Changi Airport to provide holistic banking needs for the Republic.

The main services provided by the bank are:

  • Business banking
  • Consumer banking
  • Corporate banking
  • Investment banking
  • Treasury

The bank has attained several awards and achievements that marked its veteran position in the banking field.

These include being the first full bank to receive the Singapore Service (S-Class) award in 2007, Best Customer Experience Management of the Year awarded by Asia Pacific Customer Service Consortium (APCSC) in Hong Kong in 2007, Singapore Quality Class Award by SPRING Singapore in 2010, Customer Service Center of the Year by Asia Pacific Customer Service Consortium (APCSC) Hong Kong in 2012 and Singapore Quality Class Star Award by SPRING Singapore in 2013.

RHB Bank Home Loans

RHB offers financial solutions to suit different needs for either HDB home loans or private property loans.

HDB Home Loans

HDB home loans come in variable rate and fixed rate packages. If you're refinancing your home, the bank also provides a legal fee subsidy of 0.5% of your loan amount, subject to a maximum of $2,500. You can borrow up to 80% of the property's value.

You can make a partial prepayment of up to 20% of your home loan with no pre-payment penalty, even during the lock-in period.

Private Residential Home Loans

The loan packages for private housing come in variable rate an fixed rate packages, and you can get a loan quantum of up to 80% of the purchase/valuation price.

Malaysia Residential Property Financing

The bank also offers the financing of Malaysian residential property with a high financing quantum of up to 80% of purchase price and a loan tenure of up to 30 years.

RHB Bank Home Loan Eligibility

  • For RHB Bank HDB home loans: only Singapore citizens and permanent residents are eligible for these loans.
  • For RHB Bank private property home loans: Singapore citizens, permanent residents and foreigners may apply.
  • Minimum age: at least 21 years old.
  • Must possess an annual income of at least $24,000.
  • Borrowers must adhere to the government's existing requirements for Loan-To-Value (LTV) limit and Mortgage Service Ratio (MSR).

How We Rate Credit Cards

At we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The team rates each card based on its annual fee, rewards, benefits, bonus, interest per annum, privileges and flexibility (in how benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Disclaimer: As there are different types of credit scores and issuers could use any of them, cannot ensure you will be approved for the offers based on your credit score.